Digital stock assets — fit 섹션. 직장 병행을 전제로 한 실무 정리입니다.
Use the red flags as hard stops; green lights as permission to invest another month.
잘 맞는 사람
The schedule guardian
Needs predictable end times; prefers packaged offers over on-call work.
The skill leverager
Wants to monetise a day-job skill without competing with the employer.
The cash bridge
Needs money in weeks, not a brand in years.
The builder
Happy to invest months if ownership compounds.
The low-capital starter
Will not finance gear; starts with what is already owned.
스케줄 템플릿
Two evenings + admin on Sunday; no Friday nights.
One deep Saturday session; weeknights for messages only.
Only for remote tasks that fit 30–40 minutes.
Ramp in known peak months; hibernate in troughs.
레드 플래그
Employer conflict
Same clients, same IP, or banned category — walk away.
Debt-financed gear
If the hustle needs a loan to start, rethink the offer.
Sleep under 6 hours
Chronic short sleep is a stop sign, not a season.
Only one platform
Account risk with no owned channel is fragile.
그린 라이트
Written employer OK
Clarity beats hopeful silence.
Repeatable SKU
You can deliver the same offer twice without reinventing it.
Fee-aware pricing
Your rate still works after commissions.
Support at home
Household agrees on which hours are spoken for.
세부 숫자와 규정은 한국 로케일 탭과 공식 자료를 함께 확인하세요.
이어서 보기
디지털 상품의 다른 부업
Notion templates
Packaged Notion systems sold to niches — support load and clone fatigue are the quiet costs.
현금화 38 📘E-books & courses
Self-paced or cohort teaching products — marketing and updates outlast the recording week.
현금화 28 ⚙️Micro-SaaS
A narrow paid tool solving one painful workflow — support and churn, not launch day, decide survival.
현금화 18 📲Indie mobile app
A focused mobile app with freemium or paid unlocks — store fees and ASO are ongoing taxes.
현금화 15 🔗Niche affiliate site
Content that earns commissions on recommended tools — disclosure rules and cookie windows are non-optional.
현금화 32