How costly fees and taxes are relative to other topics.
📉
Fee drag
1
🧾
Tax drag
2
🏛️
Multi-decade & legacy horizons
3
Full ranking
1
📉
Fee dragEngines
98
2
🧾
Tax dragEngines
96
3
🏛️
Multi-decade & legacy horizonsHorizons
88
4
🏃
Late catch-up savingHorizons
80
5
📱
Auto-invest appsNow
75
6
📈
Compound interestFoundations
70
7
🔥
FIRE variantsNow
65
8
🌡️
Nominal vs real returnsFoundations
60
9
⌛
Time value of moneyFoundations
55
10
🎛️
Contributions vs rate vs timeEngines
55
11
♻️
ReinvestmentEngines
55
12
🤝
Employer matchVehicles
55
13
🌱
Early start advantageHorizons
50
14
🧱
Bonds as ballastVehicles
50
15
⚖️
Opportunity costFoundations
45
16
🎢
Sequence of returns riskHorizons
45
17
🔢
Rule of 72Foundations
40
18
🌍
Broad equity indexVehicles
40
19
💵
Cash renaissance (2020s)Now
40
20
📅
Dollar-cost averagingEngines
35
21
🔁
Consistency as a habitBehaviour
35
22
🏦
Cash & high-yield savingsVehicles
30
23
🛒
Lifestyle creepBehaviour
25
24
😱
Panic sellingBehaviour
20