How exposed results are to panic, pauses and lifestyle creep.
😱
Panic selling
1
🛒
Lifestyle creep
2
🔁
Consistency as a habit
3
Full ranking
1
😱
Panic sellingBehaviour
98
2
🛒
Lifestyle creepBehaviour
90
3
🔁
Consistency as a habitBehaviour
88
4
🎢
Sequence of returns riskHorizons
85
5
🌍
Broad equity indexVehicles
75
6
🏛️
Multi-decade & legacy horizonsHorizons
70
7
🔥
FIRE variantsNow
70
8
⚖️
Opportunity costFoundations
65
9
🏃
Late catch-up savingHorizons
62
10
♻️
ReinvestmentEngines
60
11
🎛️
Contributions vs rate vs timeEngines
58
12
📈
Compound interestFoundations
55
13
💵
Cash renaissance (2020s)Now
55
14
🔢
Rule of 72Foundations
50
15
🌡️
Nominal vs real returnsFoundations
48
16
🌱
Early start advantageHorizons
45
17
⌛
Time value of moneyFoundations
40
18
🧾
Tax dragEngines
40
19
🧱
Bonds as ballastVehicles
40
20
📉
Fee dragEngines
35
21
📱
Auto-invest appsNow
35
22
📅
Dollar-cost averagingEngines
30
23
🤝
Employer matchVehicles
30
24
🏦
Cash & high-yield savingsVehicles
25