An employer match multiplies your contribution on day one — failing to capture it is often a larger leak than picking the wrong fund.
Employer match sits in the vehicles family of this atlas: mechanisms first, products second, hype never.
Use the calculator for scenarios, then return to the section pages when you want the vocabulary behind the curve.
Profile
Seven chapters
The idea
An employer match multiplies your contribution on day one — failing to capture it is often a larger leak than picking the wrong fund.
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The math
Formulas, worked examples and rules of thumb for employer match, with inflation and fees kept in view.
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Levers
What you can actually pull when thinking about employer match: contributions, time, costs, behaviour and wrappers.
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History
A short history of ideas and institutions behind employer match.
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Pitfalls
Common traps and myths around employer match, with practical fixes.
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Practice
A practical sequence for applying employer match without turning life into a spreadsheet cult.
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Today
Modern context for employer match: rates regimes, apps, FIRE debates and longevity.
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