🌱
Early start advantage
VS
🔓
Safe withdrawal rates
Profile
Score by score
98
Time sensitivity
90
70
Rate sensitivity
82
85
Contribution leverage
50
45
Behaviour risk
78
50
Tax & fee drag
55
95
Horizon fit
92
Verdict
Evenly matched across the six atlas scores.
Reviewed 2026-08
Early start advantage → Safe withdrawal rates → All match-ups