🌱
Early start advantage
VS
🏃
Late catch-up saving
Profile
Score by score
98
Time sensitivity
88
70
Rate sensitivity
75
85
Contribution leverage
97
45
Behaviour risk
62
50
Tax & fee drag
80
95
Horizon fit
70
Verdict
Late catch-up saving leads 4 of 6 scores.
Early start advantage → Late catch-up saving → All match-ups