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Consistency as a habit vs Present bias

Head-to-head

🔁

Consistency as a habit

VS

🍩

Present bias

Profile

Score by score

85 Time sensitivity 85

45 Rate sensitivity 40

92 Contribution leverage 88

88 Behaviour risk 96

35 Tax & fee drag 20

80 Horizon fit 75

Verdict

Consistency as a habit leads 4 of 6 scores.

Reviewed 2026-08

Consistency as a habit → Present bias → All match-ups