🔁
Consistency as a habit
VS
🗂️
Mental accounting
Profile
Score by score
85
Time sensitivity
60
45
Rate sensitivity
45
92
Contribution leverage
70
88
Behaviour risk
85
35
Tax & fee drag
30
80
Horizon fit
65
Verdict
Consistency as a habit leads 5 of 6 scores.
Reviewed 2026-08