🏦
Cash & high-yield savings
VS
🛟
Emergency buffer
Profile
Score by score
40
Time sensitivity
45
70
Rate sensitivity
40
55
Contribution leverage
70
25
Behaviour risk
30
30
Tax & fee drag
25
45
Horizon fit
55
Verdict
Emergency buffer leads 4 of 6 scores.
Reviewed 2026-08
Cash & high-yield savings → Emergency buffer → All match-ups