Employer match as of 1 뿯½ Future value (lump sum)

An employer match multiplies your contribution on day one — failing to capture it is often a larger leak than picking the wrong fund. Restore the last inputs for Employer match: “Future value (lump sum)” and 1 in one session. Employer match sits in the vehicles family of this atlas: mechanisms first, products second, hype never.

Higher net rates help, but time and contributions often dominate — especially early. Costs and behaviour can erase a “good” rate. Treat outputs as scenario sketches. Vary contribution, rate, fees and inflation to see which lever moves your goal date. Always ask whether a figure is nominal or real. A high nominal path can still lose purchasing power.

No. Illustrations use round teaching numbers. Markets, inflation and taxes change. In the net rate that compounds. Expense ratios, advice charges and spreads all reduce terminal wealth. From foundations, continue to contributions-vs-rate or fee-drag; for behaviour, open consistency-habit or panic-selling.

This atlas page keeps the focus on mechanisms you can reason about: rates, time, contributions, costs and behaviour — not stock tips or promised yields. Separate contributions, growth, fees, taxes and withdrawals. Mixing them hides which lever actually moved. Money without a date is storytelling. Compounding and discounting both need a clock.

Keep the name, the year, and 1. “Future value (lump sum)” is why those three stay. Restore the last inputs for Employer match: “Future value (lump sum)” and 1 in one session. 11

Figures to keep

Year of the rule: 1
Figure in the sum: 1
Item: Employer match
Reason kept: Future value (lump sum)

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