Scores are editorial and relative within this atlas.
Every topic, every score
| Topic | Time sensitivity | Rate sensitivity | Contribution leverage | Behaviour risk | Tax & fee drag | Horizon fit |
|---|---|---|---|---|---|---|
| 📈 复利 | 96 | 88 | 72 | 55 | 70 | 90 |
| ⌛ 货币时间价值 | 94 | 90 | 48 | 40 | 55 | 85 |
| ⚖️ 机会成本 | 78 | 70 | 60 | 65 | 45 | 75 |
| 🔢 72规则 | 88 | 92 | 30 | 50 | 40 | 70 |
| 🌡️ 名义回报与实际回报 | 82 | 86 | 45 | 48 | 60 | 88 |
| 🎛️ 贡献 vs 速率 vs 时间 | 90 | 84 | 95 | 58 | 55 | 92 |
| 📉 费拖 | 85 | 75 | 40 | 35 | 98 | 80 |
| 🧾 税收拖累 | 70 | 65 | 50 | 40 | 96 | 78 |
| ♻️ ??? | 80 | 78 | 70 | 60 | 55 | 85 |
| 📅 ?????? | 72 | 55 | 88 | 30 | 35 | 75 |
| 🌱 ??????? | 98 | 70 | 85 | 45 | 50 | 95 |
| 🏃 ?????? | 88 | 75 | 97 | 62 | 80 | 70 |
| 🎢 ?????? | 92 | 80 | 55 | 85 | 45 | 90 |
| 🏛️ ????????? | 95 | 78 | 50 | 70 | 88 | 98 |
| 🏦 ???????? | 40 | 70 | 55 | 25 | 30 | 45 |
| 🧱 ??????? | 60 | 82 | 35 | 40 | 50 | 75 |
| 🌍 广泛股票指数 | 90 | 85 | 70 | 75 | 40 | 93 |
| 🤝 雇主缴费匹配 | 75 | 50 | 98 | 30 | 55 | 80 |
| 🔁 持续投入的习惯 | 85 | 45 | 92 | 88 | 35 | 80 |
| 🛒 生活方式膨胀 | 70 | 35 | 94 | 90 | 25 | 65 |
| 😱 恐慌性卖出 | 88 | 60 | 40 | 98 | 20 | 85 |
| 💵 现金收益回归(2020年代) | 55 | 88 | 50 | 55 | 40 | 60 |
| 🔥 FIRE 的不同路径 | 90 | 80 | 93 | 70 | 65 | 88 |
| 📱 自动投资应用 | 65 | 55 | 90 | 35 | 75 | 70 |